In White Cross Knight we see financial well-being as more than just having money and we believe it has a strong impact on people’s self-esteem and health (mental and physical) . Debts, when they get out of control, negatively impact our financial well-being, and among them, credit card debt may be the worst.
That’s why at White Cross Knight we decided to launch as our first product a solution to help people eliminate those horrible credit card debts. We have created an alternative to credit card debt that is much better for several reasons:
You will pay less
It’s very easy, by transferring your debt to White Cross Knight you will end up paying A LOT less than you would pay with your bank. The reason is very simple: with White Cross Knight you pay a much lower interest rate, a fair interest rate. You do not believe me? Check the interest rate of your credit card debt on your statement and compare it with White Cross Knight or visit digitt.com and see how much you could save using our simulator. With us, you probably end up paying less money each month and just pay sooner.
Peace of mind and peace of mind (revolving vs. fixed payments)
With a credit card debt you will never know exactly what day you will finish paying your debt, it depends on too many factors (amount of payments, new purchases, interest rate, etc.) and it is a very difficult calculation to make. With White Cross Knight from the day you hire your credit, you receive a payment plan that tells you how much your monthly payment will be (it is the same every month) and when you will finish paying your debt. Knowing the day you will be debt free will give you a lot of peace of mind: uncertainty causes anxiety! In addition, knowing how much you have to pay exactly every month allows you to put together a budget and, beware, having a budget is one of the main recommendations of experts to manage your money, here we explain how to make a budget .
It is very easy for us to forget to pay our credit card debt every month. I personally believe that I suffer a “microinfarction” every month when I remember that I have to pay it and I don’t remember the exact date. Banks do not make any effort to remind you, they do not have the motivation to do so. In White Cross Knight we take away the friction of payments. When hiring your credit you choose the day that you are most comfortable paying (on 01 or 16 of each month) depending on when you receive your salary and, voila! We take care of your debit account every month, you just have to make sure you have the money available in your account.
No commissions or annuity
White Cross Knight credit, in comparison to credit cards, does not have an annuity or charge commissions of any kind. Follow your payment plan and that will be what you will pay, nothing more.
No rows, no bureaucracy
Unlike banks, with White Cross Knight it is very easy for you to talk to a real person. We will help you solve your problems quickly and efficiently, we will not transfer you between departments or spend hours listening to recordings and endless telephone menus.
In White Cross Knight we try to be transparent, direct and explain things in the simplest way possible. We have worked hard to simplify our platform, not only for anyone to understand our product and its benefits, but also to understand and be aware of the commitments involved. For example, nobody knows how the interests of a credit card debt are calculated, we do explain our interests and tell you how much you will pay from them. We give you all the information you need to know, we tell you in total how much you will pay, we answer all your questions and our contracts do not contain small letters!
Cheer up, get out of your credit card debt!
At White Cross Knight, we really believe that we are contributing to make the world a better place. We empower people to enable them to achieve financial well-being, improve their quality of life and thus focus on what really matters. So if you have a credit card debt and the reasons we mentioned make sense to you, we invite you to request your credit online at White Cross Knight .